Monday, October 3, 2011, 7:34 PM

Aspen FIELD-Citi Work Together to Help Low-Income Businesses Boost Credit

Monday, October 3, 2011 - The Aspen Institute’s FIELD Program, with funding from the Citi Foundation, has launched a pilot program aimed at low-income microentrepreneurs with slightly impaired credit histories. According to FIELD’s website, “This pilot is designed...

Non-Profit Organizations Stepping Up to Help Individuals Establish Better Credit

Tuesday, July 26, 2011 - Some people are excellent at managing their debts and finances, but their actions could go unnoticed by credit bureaus. This is what senior program officer of LISC Chicago Ricki Lowitz says about some low-scoring individuals. He goes on to explain...
credit-score

Credit-Related News Breathes Some Relief into Troubled Economy

Wednesday, July 6, 2011 - Foreclosure backlogs, rising gas prices and employment woes have made the headlines these past few weeks, but some relief can be found in Equifax, Inc. and Federal Reserve studies. The average credit score in the United States is currently 696,...
student_loan

Will My Son’s Credit Suffer If I Can’t Make Student Loan Payments on Time?

Friday, July 1, 2011 - This question has been posed by one concerned mother, who is asking for more information regarding what consequences of being delinquent on a Parent PLUS loan will have on her son’s credit. Finance pundit Erica Sandberg answers the question...
credit_card_credit-score

How Company Credit Cards Can Damage an Employee’s Credit Score

Wednesday, June 22, 2011 - Companies often hand out company credit cards to selected employees, especially those that rank up higher in the food chain. What some companies don’t tell their employees, however, is whether the employee is liable for the payments or not...
Credit-Card-Debt

Unemployment and Damaged Credit Score Creating Vicious Cycle of Joblessness

Friday, June 3, 2011 - More and more employers are looking at a prospective employee’s credit score to get an idea about his or her honesty and responsibility. But what of capable, competent and honest professionals who lost their jobs and now find themselves unable...
Credit_Report

PERC Study on Credit Report Accuracy Raises Suspicions

Friday, May 27, 2011 - The Policy and Economic Research Council’s (PERC) released a study that claims 99% of all credit scores are free from material errors of more or less than 25 points. Not everyone is so ready to accept and agree with the finding, John Ulzheimer...
Credit-Card-Debt

Steve Bucci: Credit Score as a Judge of Character

Tuesday, May 24, 2011 - Josh is like many typical Americans in financial trouble: a 555 credit prevents him from getting credit and even prevents him from getting an apartment without a co-signor. He sought advice, and it was given to him by debt management guru Steve...
Army

Free FICO Credit Score Reports For Military Personnel

Monday, May 23, 2011 - The Financial Industry Regulation Authority has long been offering free Fair Isaac Co. (FICO) scores to all military personnel, but few are aware of this – much less the fact that even deployed personnel can avail of it as well. John Gannon,...
Divorce on Personal Credit

Effects of Divorce on Personal Credit Highlighted as Economy Struggles Through 2011

Sunday, May 15, 2011 - The formula for credit scores are difficult enough to deal with, but a divorce can make the whole thing downright messy. A survey dealing involving 1,197 married Americans says that nearly one in three Americans believe that the recession has...